Attention: You are now leaving the Wintrust website.

Financial Highlights
2020 FY
12/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 45,080,768 36,620,583 31,244,849 27,915,970 25,668,553
Total Net Loans 33,031,789 27,020,775 23,931,991 21,816,484 20,056,078
Total Deposits 37,092,651 30,107,138 26,094,678 23,183,347 21,658,632
Equity Attributable to Parent Company 4,115,995 3,691,250 3,267,570 2,976,939 2,695,617
Total Equity 4,115,995 3,691,250 3,267,570 2,976,939 2,695,617
COVID-19 Financial Disclosure
Paycheck Protection Program Loan($000) NA NA NA NA NA
PPP Loan Ratio(%) NA NA NA NA NA
COVID-19 Loan Modification($000) NA NA NA NA NA
COVID-19 Loan Modification Ratio(%) NA NA NA NA NA
Processing Fees on PPP Loans($000) NA NA NA NA NA
Profitability (%)
Net Income($000) 292,990 355,697 343,166 257,682 206,875
Net Income Attributable to Parent($000) 292,990 355,697 343,166 257,682 206,875
ROAA 0.71 1.07 1.18 0.98 0.85
ROAE 7.46 10.28 11.07 9.07 8.11
ROATCE 9.55 13.21 13.97 11.63 10.91
Net Interest Margin 2.73 3.47 3.61 3.44 3.26
Reported: Net Interest Margin 2.73 3.47 3.61 3.44 3.26
Efficiency Ratio 61.91 62.05 61.04 62.41 64.27
Noninterest Inc/ Operating Rev 36.87 27.61 27.18 27.74 30.09
Balance Sheet Ratios (%)
Loans/ Deposits 86.48 89.02 91.29 93.35 91.24
Securities/ Assets 8.57 12.08 10.72 10.05 10.05
Total Equity/ Total Assets 9.13 10.08 10.46 10.66 10.50
Tangible Equity/ Tangible Assets 7.73 8.35 8.64 8.97 8.65
Tang Common Equity/ Tang Assets 6.81 8 8.23 8.51 7.65
Asset Quality (%)
NPAs/ Assets 0.39 0.43 0.52 0.57 0.57
NPA Excl Restructured/ Assets 0.29 0.33 0.42 0.42 0.45
NPAs & 90+ PD/ Assets 0.42 0.52 0.58 0.65 0.69
NPAs/ Loans & REO 0.53 0.58 0.68 0.72 0.73
Nonaccrual & 90+ & OREO/ Assets 0.32 0.42 0.48 0.51 0.57
NPAs & 90+ PD/ Loans & REO 0.57 0.71 0.76 0.82 0.88
NPA & Loans 90+/ Tangible Common Equity + LLR 5.72 6.34 6.83 7.32 8.67
NCOs/ Avg Loans 0.13 0.20 0.09 0.07 0.09
Loan Loss Reserves/ Gross Loans 0.96 0.58 0.63 0.63 0.61
Reserves/ NPAs 179.70 99.38 93.32 87.24 84.53
Loan Loss Provision/ NCO 467.62 108.23 176.53 198.78 197.59
Capital Adequacy
Tier 1 Common Capital (CET1)($000) NA 2,912,683 2,585,004 2,368,232 1,989,448
Tier 1 Capital($000) NA 3,037,683 2,710,004 2,493,232 2,239,265
Tier 2 Capital($000) NA 812,189 538,874 524,919 510,945
Total Capital($000) NA 3,849,872 3,248,878 3,018,151 2,750,210
Total Risk-weighted Assets($000) NA 31,581,317 27,939,739 25,094,787 23,030,410
Tier 1 Common Capital (CET1) Ratio(%) 8.80 9.22 9.25 9.44 8.64
Tier 1 Ratio(%) 10 9.62 9.70 9.94 9.72
Total Capital Ratio(%) 12.60 12.19 11.63 12.03 11.94
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 8.10 8.69 9.13 9.33 8.91
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 56,769,625 57,821,891 56,407,558 55,965,207 51,880,540
Avg Diluted Shares(actual) 58,019,000 57,619,000 57,208,000 56,686,000 54,272,000
Book Value per Share, As Reported 65.24 61.68 55.71 50.96 47.12
Tangible Book Value per Share, As Reported 53.23 49.70 44.67 41.68 37.08
Common Dividends Declared per Share 1.12 1 0.76 0.56 0.48
EPS after Extra 4.68 6.03 5.86 4.40 3.66
EPS after Extra Growth(%) (22.40) 2.90 33.20 20.20 24.90
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Copyright 2021, © S&P Global Market Intelligence  Terms of Use